Freelancer & Gig Tax Calculators (2026)
Estimate quarterly federal and state taxes as a self-employed worker or independent contractor. Select your platform for a calculator covering all 50 states, platform-specific deduction guides, and quarterly payment schedules.
Uber & Lyft Driver
Federal and state tax estimates for rideshare drivers, including mileage deductions and quarterly payment calculations.
Etsy & Online Seller
Self-employment tax calculator for online sellers with platform fee deductions and sales tax guidance.
DoorDash & Delivery Driver
Tax estimates for food and grocery delivery drivers including mileage-based deductions and quarterly filings.
Freelance Developer (1099)
Quarterly estimated tax calculator for freelance software developers and 1099 contractors.
Airbnb & Short-Term Rental Host
Rental income tax calculator for short-term rental hosts, including Schedule E deductions and occupancy tax guidance.
How Gig Worker Taxes Work
Independent contractors and gig workers are responsible for paying both the employee and employer portions of Social Security and Medicare taxes — collectively called self-employment (SE) tax. The SE tax rate is 15.3% on the first $160,200 of net earnings (2023), then 2.9% above that threshold. SE tax is calculated on 92.35% of net self-employment income (after business deductions) to reflect the fact that employees only pay 7.65% of gross wages.
On top of SE tax, gig workers pay federal income tax based on their total taxable income. If you expect to owe $1,000 or more in federal tax for the year, the IRS requires quarterly estimated tax payments (Form 1040-ES), due April 15, June 16, September 15, and January 15. Missing quarterly payments results in underpayment penalties. Each calculator above generates a quarterly payment estimate based on your income and state.